Serving the San Francisco Bay Area Since 1990
"Helping Build & Protect Your Future"
Insurance and Financial Services
Insurance and Financial Services
Let us put our Knowledge and Experience to Work for you!
Offered Through Lincoln Financial Securities Corporation
Offered Through Financial Concepts
Member of Burlingame Chamber of Commerce
Here are some of the ways we can assist you:
Financial Concepts has expertise in funding techniques used in business continuation plans, key-man life insurance, executive compensation programs and disability income insurance planning. Need more knowledge on the subject; please call to arrange a convenient appointment. We also have partnered with advanced planning organizations that allow Financial Concepts to facilitate custom, innovative financial programs ideally suited for the astute businessman/woman.
Financial Concepts provides qualified retirement plans available at reasonable costs through partnerships with third-party administrators and multi-fund investment platforms. These plans are available to yourself and your employees. They can be custom designed, within certain guidelines, to your specifications, thereby providing extended benefits to a class of employees you choose.
Financial Concepts has access to all group health, dental, vision, life, STD/LTD and voluntary benefits through brokerage agreements and direct participation with carriers. We offer side-by-side comparisons, as well as insight and recommendations that fit your need and budget.
Financial Concepts can provide you with information and referrals to other qualified professional in the risk management field. These qualified, experienced firms have a track-record of providing value to their customers through their expertise and excellent customer service.
Finally, Financial Concepts has estate tax funding strategies available that can allow you to "pass the torch" to your heirs. From Buy-Sell Agreement funding, to Executive Compensation Plans, to Section 303 Stock Redemption funding strategies, we'll inform you and assist you in finding the right programs and strategies to build and protect your business’ future.
REQUEST MORE INFORMATION
Thank you for your interest in Financial Concepts planning products and services for both individuals and businesses. We invite you to give us a call 1-650-348-1880 or email us with your questions. We can help you develop clear solutions right from the start
*Disclosure – Securities and Advisory services offered through representatives of Lincoln Financial Securities Corporation, member FINRA & SIPC. FINRA Branch Office: 233 Bloomfield Road, Burlingame, CA 94010.
See Lincoln Financial Securities (LFS’) Form CRS Customer Relationship Summary, available here, for succinct information about the relationships and services LFS offers to retail investors, related fees and costs, specified conflicts of interest, standards of conduct, and disciplinary history, among other things. LFS’ Forms ADV, Part 2A, which describe LFS’ investment advisory services, Regulation Best Interest Disclosure Document, which describes LFS’ broker-dealer services, and other client disclosure documents can be found here.
This is not an offer to sell securities, which may be done only after proper delivery of a prospectus and client suitability is reviewed and determined. Information relating to securities is intended for use by individuals residing in California, Oregon, Nevada, Washington and Colorado only. Advisory Services are offered to residents of the state of California only. Lincoln Financial Securities Corporation is not affiliated with Financial Concepts. Financial Concepts offer insurance & financial services to residents in California, Oregon, Nevada and Florida. Variable & Group insurance products offered through LFS Marketing and Insurance Sales Corporation; fixed insurance products offered through Financial Concepts Insurance & Financial Services.
John Pivirotto’s California Insurance License #: 0699308
Financial Concepts’ California Insurance License #: 0786047