Serving the San Francisco Bay Area Since 1990
"Helping Build & Protect Your Future"
Insurance and Financial Services
Insurance and Financial Services
Let us put our Knowledge and Experience to Work for you!
Offered Through Lincoln Financial Securities Corporation
Offered Through Financial Concepts
Member of Burlingame Chamber of Commerce
Financial Concepts assists our clients with charitable strategies that can provide tax benefits, steady income and wealth management techniques that coordinate around other possible estate planning strategies. We work with your trusted advisors, as well as consult with our own partnered professionals to develop a well thought out strategy that will complete your charitable, estate and tax-relief goals.
The choice of charitable strategies are numerous: Charitable Gift Annuity, Charitable Lead Annuity Trust, Charitable Lead Unitrust, Charitable Remainder Trust along with an Asset Replacement Trust to name a few. In addition, there are Private and Non-Private (Supporting Organizations) Charitable Foundations. Private Foundations provide the ability for more control over gifted assets, but this benefit is offset by more tax restrictions and regulations. Non-Private Foundations provide enhanced tax benefits over a Private Foundation, but limit the ability of the foundation creator to control donated assets. In all practicality, however, consideration is most often given to the source of the foundation’s funding.
Any Charitable Strategy takes time and it takes the effort of trained specialists to develop, arrange and implement the techniques necessary for a well-thought out program. Financial Concepts implements and coordinates the efforts of those involved in the process. Our knowledge, experience and expertise is just a part of what’s needed to create and implement a sophisticated charitable plan; we have partnerships and arrangements in place with legal and tax professionals that can deliver the charitable giving strategy you have in mind. Call us to discuss the benefits and possibilities of giving. Let us coordinate the efforts of many to make your generous desire to give to others a reality.
*Disclosure – Securities and Advisory services offered through representatives of Lincoln Financial Securities Corporation, member FINRA & SIPC. FINRA Branch Office: 233 Bloomfield Road, Burlingame, CA 94010.
See Lincoln Financial Securities (LFS’) Form CRS Customer Relationship Summary, available here, for succinct information about the relationships and services LFS offers to retail investors, related fees and costs, specified conflicts of interest, standards of conduct, and disciplinary history, among other things. LFS’ Forms ADV, Part 2A, which describe LFS’ investment advisory services, Regulation Best Interest Disclosure Document, which describes LFS’ broker-dealer services, and other client disclosure documents can be found here.
This is not an offer to sell securities, which may be done only after proper delivery of a prospectus and client suitability is reviewed and determined. Information relating to securities is intended for use by individuals residing in California, Oregon, Nevada, Washington and Colorado only. Advisory Services are offered to residents of the state of California only. Lincoln Financial Securities Corporation is not affiliated with Financial Concepts. Financial Concepts offer insurance & financial services to residents in California, Oregon, Nevada and Florida. Variable & Group insurance products offered through LFS Marketing and Insurance Sales Corporation; fixed insurance products offered through Financial Concepts Insurance & Financial Services.
John Pivirotto’s California Insurance License #: 0699308
Financial Concepts’ California Insurance License #: 0786047